{"id":39689,"date":"2026-08-12T23:57:19","date_gmt":"2026-08-13T03:57:19","guid":{"rendered":"https:\/\/consentidosocial.com\/?p=39689"},"modified":"2026-08-12T23:58:15","modified_gmt":"2026-08-13T03:58:15","slug":"feller-rate-ratifica-calificacion-a-de-alaver","status":"publish","type":"post","link":"https:\/\/consentidosocial.com\/en\/2026\/08\/12\/feller-rate-ratifica-calificacion-a-de-alaver\/","title":{"rendered":"Feller Rate ratifica calificaci\u00f3n A- de ALAVER"},"content":{"rendered":"<p><strong>Santo Domingo, Dominican Republic.<\/strong>&#8211; La firma calificadora Feller Rate ratific\u00f3 en A- la calificaci\u00f3n de solvencia de la Asociaci\u00f3n La Vega Real de Ahorros y Pr\u00e9stamos (ALAVER).<\/p>\n<blockquote><p>La calificadora mantuvo adem\u00e1s una perspectiva estable, al considerar que ALAVER exhibe una adecuada capacidad de generaci\u00f3n de resultados, un s\u00f3lido respaldo patrimonial y una gesti\u00f3n de riesgos consistente con su modelo de negocios.<\/p><\/blockquote>\n<p><span class=\"dropcap dropcap2\"><strong><span style=\"color: #000000;\">E<\/span><\/strong><\/span>sta evaluaci\u00f3n reconoce el desempe\u00f1o financiero de la entidad, sustentado en el crecimiento de su cartera de cr\u00e9ditos, la mejora de su margen financiero y una evoluci\u00f3n favorable de la calidad de sus activos, factores que contin\u00faan fortaleciendo su posici\u00f3n dentro del sistema de asociaciones de ahorros y pr\u00e9stamos.<\/p>\n<blockquote class=\"td_quote_box td_box_center\">\n<h5><span style=\"color: #800000;\">Feller Rate resalt\u00f3 que ALAVER mantiene una posici\u00f3n consolidada en su mercado de origen. A mayo de 2026, la entidad ocup\u00f3 el cuarto lugar entre las asociaciones del pa\u00eds por volumen de colocaciones, con una participaci\u00f3n de mercado de 3.8%, mientras que en la provincia de La Vega concentr\u00f3 el 68.9% de las colocaciones del sector.<\/span><\/h5>\n<p>&nbsp;<\/p><\/blockquote>\n<p><span class=\"dropcap dropcap2\"><strong><span style=\"color: #000000;\">A<\/span><\/strong><\/span>simismo, destac\u00f3 que la instituci\u00f3n ha fortalecido de forma sostenida su patrimonio mediante la capitalizaci\u00f3n de utilidades, lo que permiti\u00f3 que su \u00edndice de solvencia alcanzara 29.7% a mayo de 2026, nivel que respalda el crecimiento de sus operaciones y mantiene una amplia holgura frente a los requerimientos regulatorios.<\/p>\n<p>En materia de gesti\u00f3n de riesgos, la calificadora valor\u00f3 la evoluci\u00f3n de la cartera de cr\u00e9ditos. Durante el primer semestre de 2026, la cartera vencida disminuy\u00f3 21% respecto al a\u00f1o anterior, mientras que el indicador de morosidad superior a 90 d\u00edas se redujo a 1.5%, acompa\u00f1ado de una cobertura de provisiones equivalente a 1.6 veces la cartera vencida.<\/p>\n<p><span class=\"dropcap dropcap2\"><strong><span style=\"color: #000000;\">S<\/span><\/strong><\/span>e\u00f1ala adem\u00e1s el informe que ALAVER mantiene una adecuada posici\u00f3n de liquidez y una base diversificada de ahorrantes, elementos que respaldan la estabilidad de su estructura de financiamiento. Asimismo, entre los factores considerados para la evaluaci\u00f3n figura el plan estrat\u00e9gico 2026-2028 de la entidad, enfocado en impulsar la transformaci\u00f3n digital, fortalecer la experiencia del cliente y mejorar la eficiencia operativa.<\/p>\n<blockquote><p>Feller Rate estima que la ejecuci\u00f3n de estas iniciativas contribuir\u00e1 a preservar la capacidad de generaci\u00f3n de resultados, fortalecer el capital interno y respaldar el crecimiento de las operaciones. En ese sentido, las perspectivas estables asignadas a ALAVER se sustentan en su trayectoria, posici\u00f3n de mercado en la provincia de La Vega, adecuada gesti\u00f3n de la cartera de cr\u00e9ditos y un perfil financiero consistente con su escala y operaci\u00f3n.<\/p><\/blockquote>","protected":false},"excerpt":{"rendered":"<p>Santo Domingo, Rep\u00fablica Dominicana.&#8211; La firma calificadora Feller Rate ratific\u00f3 en A- la calificaci\u00f3n de solvencia de la Asociaci\u00f3n La Vega Real de Ahorros y Pr\u00e9stamos (ALAVER). La calificadora mantuvo adem\u00e1s una perspectiva estable, al considerar que ALAVER exhibe una adecuada capacidad de generaci\u00f3n de resultados, un s\u00f3lido respaldo patrimonial y una gesti\u00f3n de riesgos [&hellip;]<\/p>\n","protected":false},"author":213,"featured_media":39690,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[14],"tags":[694,4368,2172,4186,4367,4371,4372,4370,4369,2017,4373,3523],"class_list":["post-39689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-coctel","tag-alaver","tag-asociacion-la-vega-real-de-ahorros-y-prestamos","tag-capitalizacion","tag-feller-rate","tag-firma-calificadora","tag-gestion-de-riesgos","tag-modelo-de-negocios","tag-respaldo-patrimonial","tag-resultados","tag-riesgos","tag-solvencia","tag-utilidades"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Feller Rate ratifica calificaci\u00f3n A- de ALAVER - Con Sentido Social<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/consentidosocial.com\/en\/2026\/08\/12\/feller-rate-ratifica-calificacion-a-de-alaver\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Feller Rate ratifica calificaci\u00f3n A- de ALAVER - Con Sentido Social\" \/>\n<meta property=\"og:description\" content=\"Santo Domingo, Rep\u00fablica Dominicana.&#8211; La firma calificadora Feller Rate ratific\u00f3 en A- la calificaci\u00f3n de solvencia de la Asociaci\u00f3n La Vega Real de Ahorros y Pr\u00e9stamos (ALAVER). La calificadora mantuvo adem\u00e1s una perspectiva estable, al considerar que ALAVER exhibe una adecuada capacidad de generaci\u00f3n de resultados, un s\u00f3lido respaldo patrimonial y una gesti\u00f3n de riesgos [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/consentidosocial.com\/en\/2026\/08\/12\/feller-rate-ratifica-calificacion-a-de-alaver\/\" \/>\n<meta property=\"og:site_name\" content=\"Con Sentido Social\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-13T03:57:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-13T03:58:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/consentidosocial.com\/wp-content\/uploads\/Fachada-oficina-principal.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"996\" \/>\n\t<meta property=\"og:image:height\" content=\"597\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Redacci\u00f3n Consentidosocial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Redacci\u00f3n Consentidosocial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/consentidosocial.com\\\/2026\\\/08\\\/12\\\/feller-rate-ratifica-calificacion-a-de-alaver\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/consentidosocial.com\\\/2026\\\/08\\\/12\\\/feller-rate-ratifica-calificacion-a-de-alaver\\\/\"},\"author\":{\"name\":\"Redacci\u00f3n Consentidosocial\",\"@id\":\"http:\\\/\\\/consentidosocial.com\\\/#\\\/schema\\\/person\\\/63a427dba4c2ae7cf5b2e432b1f7b797\"},\"headline\":\"Feller Rate ratifica calificaci\u00f3n A- de ALAVER\",\"datePublished\":\"2026-08-13T03:57:19+00:00\",\"dateModified\":\"2026-08-13T03:58:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/consentidosocial.com\\\/2026\\\/08\\\/12\\\/feller-rate-ratifica-calificacion-a-de-alaver\\\/\"},\"wordCount\":443,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/consentidosocial.com\\\/2026\\\/08\\\/12\\\/feller-rate-ratifica-calificacion-a-de-alaver\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/consentidosocial.com\\\/wp-content\\\/uploads\\\/Fachada-oficina-principal.jpg\",\"keywords\":[\"ALAVER\",\"Asociaci\u00f3n La Vega Real de Ahorros y Pr\u00e9stamos\",\"Capitalizaci\u00f3n\",\"Feller Rate.\",\"Firma calificadora\",\"Gesti\u00f3n de riesgos\",\"Modelo de negocios\",\"Respaldo patrimonial\",\"Resultados\",\"Riesgos\",\"Solvencia\",\"Utilidades\"],\"articleSection\":[\"C\u00f3ctel\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/consentidosocial.com\\\/2026\\\/08\\\/12\\\/feller-rate-ratifica-calificacion-a-de-alaver\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/consentidosocial.com\\\/2026\\\/08\\\/12\\\/feller-rate-ratifica-calificacion-a-de-alaver\\\/\",\"url\":\"https:\\\/\\\/consentidosocial.com\\\/2026\\\/08\\\/12\\\/feller-rate-ratifica-calificacion-a-de-alaver\\\/\",\"name\":\"Feller Rate ratifica calificaci\u00f3n A- de ALAVER - 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